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Debit Cards

Elk State Bank's debit cards offer everyday convenience in completing ATM, Online or Point of Sale transactions.  Our debit cards are as fast as credit cards in completing transactions, but the money is deducted directly from your checking account. You also have access to cash from your checking account at any ATM worldwide. 


Debit Card Fraud

If you believe your debit card and/or Personal Identification Number (PIN) has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission, call us at (785) 446-2291 in Clyde, (785) 243-2300 in Concordia or (785) 336-6123 in Seneca. After hours or weekends, call (888) 297-3416 or (800) 237-8990.


Online Banking

Online banking with Elk State Bank gives you total control over your banking hours and ease and convenience in managing your accounts.  You can check account balances, review transactions, view and print monthly statements, transfer money, pay bills and make loan payments.  You can manage your banking anytime from any place with Internet access.


Mobile Banking

Manage your finances at your fingertips….anytime, anywhere. The Elk State Bank mobile app is fast, secure and free to download.  Elk State Bank’s online banking customers can check balances, view transactions, pay bills, deposit checks and transfer funds between accounts.


Bank by Mail (Postage Paid)

Unable to make a deposit at the bank?  No problem.  At Elk State Bank, we provide you with a postage-paid envelope and deposit slip.  Put it in the mail and we will send you another for your convenience.


Gift Cards

Convenient Visa Gift Cards can be purchased in amounts ranging from $10 to $500.  Convenient Visa Gift Cards can be used everywhere Visa cards are accepted.  They offer the security of plastic with the convenience of cash and free 24/7 card account information.  Fees may apply.


Safe Deposit Boxes

We lease safe deposit boxes for your important documents in our Clyde and Seneca facilities. A variety of sizes are available.


Night Depository

Our 24-hour night depositories are conveniently located at each location.  Envelopes and locked bags are also available upon request.

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